Affected by international financial crisis, the export settlement mode of some industries has been changed a lot. Foreign importer request credit purchase for bigger amount and longer term  instead of delivery after payment. Numerous export corporations are too afraid of collection risks to accept orders. The phenomenon that exporters are not able or confident to accept purchase orders is happening. By joining in Credit Insurance, it will offer corporations matching credit line to shift possible international trade risks, helping corporations export on credit sale with confidence. In European and American market with mature credit insurance system, the credit sale ratio is much higher than it is in Chinese market, and the bad debt ratio is less than 1/10 compared with Chinese market.